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Pros and Cons of Living on the Water in Florida

by Roy Premer
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Manatee River

Living on the Florida coast can be a dream come true: close proximity to the warm ocean, beaches, cultural activity, and of course year-round good weather. However, there are some considerations that need to be considered. Before buying waterfront property, consider both the pros and the cons to living on the shore.

Related Blog: 5 Things You Need to Know When Buying Waterfront Property

Pros:

The weather – Florida is known for its year-round moderate temperatures and sunny days. For anyone who suffers from health ailments, or just has an aversion to cold weather, Florida offers a reprieve from harsh winters.

Beaches – Florida beaches are numerous and diverse. Along the Florida coast, you can find secluded quiet beaches, beaches full of vibrant activity, and everything in between. The water is warm, and the views are breathtaking.

Health benefits – Studies have shown that people who live in waterfront homes are healthier than others. Living on the water reduces stress and encourages physical activity, leading to a decreased risk of heart disease, obesity, and other health conditions.

Activities – There is no lack of activities for all ages in Florida. Beaches, rivers, marine life and other wildlife, biking trails, and more are available for your enjoyment. There are a number of cultural activities with circuses, ballet, art museums and more. Florida boasts world-class cuisine and exciting nightlife, so no matter what your desire, you can find it in coastal Florida communities.

All of your relatives will visit – You love your family, and with the beauty of waterfront homes combined with the warm sunshine, beaches, and myriad of activities, you are sure to have more visitors than ever before, as relatives from colder climates flock to Florida to stay with you. Friends and relatives are sure to be jealous of your breathtaking views.

Cons:

Insurance rates – In addition to the risk of hurricanes, there is an increased risk of flooding when you live in waterfront property. For this reason, you will need to purchase insurance suitable for the potential damage, including flood insurance. However, many seaside home communities, such as The Islands on the Manatee River, are located on rivers and nature preserves, reducing the risk of serious damage and the insurance costs to homeowners.

Weather – Due to its southern location surrounded by the ocean on three sides, Florida is subject to hurricanes. Hurricanes can damage waterfront homes so you need to make sure you know how to prepare for this type of weather.

Living on the water in Florida has many benefits. While houses do occasionally sustain damage during strong hurricanes, requiring additional insurance, the effects can be mitigated with proper planning and choosing a housing community with a better location for lower risks. Living on waterfront property in Florida is like being on vacation every day; reducing stress, increasing your level of physical fitness, and improving your overall health.

Before purchasing a home by the water, consider your own list of pros and cons, and then visit communities like The Islands on the Manatee River to see all that waterfront property has to offer. To schedule a tour, contact us today!

TheIsalndsontheManateeRiver

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